Designing digital finance markets that work for women
How better market design can turn expanding digital access into practical opportunities for women.
Read the insight26 March 2026
Opportunity begins with access
We help build innovative, inclusive, and sustainable financial markets for all.
Opening up financial opportunities for women, businesses, and communities across Ethiopia.
2022Established in Ethiopia.
Built around its future.
Built around its future.
Locally rooted. Globally connected.Member of the FSD Network
With the support of
Addis Ababa, Ethiopia
Progress, with people at its heart
Making financial markets work for more people in Ethiopia.
Opportunity should be within everyone’s reach. Established in 2022, FSD Ethiopia supports accessible, inclusive, and sustainable financial markets that enable economic growth and human development.
We work with policymakers, regulators, and market actors to address the underlying barriers in the financial system—with technical assistance, grants, and research that informs meaningful change.
“A thriving financial system that delivers real value to the broader economy and the people of Ethiopia.”Our visionLearn more about FSD Ethiopia
How we work
Understanding the system.
Creating lasting change.
- 01
Understand the barriers
Identify the underlying causes of financial system failures.
- 02
Work together
Help market actors address the constraints that hold people back.
- 03
Build lasting progress
Support a functional, effective financial sector that creates economic gains.
Who we serve
PolicymakersRegulatorsFinancial institutionsDevelopment partnersUnderserved communitiesResearchers
Where we focusDifferent pathways.
Different pathways.
One inclusive future.
Connecting people, ideas, and capital
to make finance work better for everyone.
Digital payments and mobile money
Everyday finance. Within everyone’s reach.
Explore digital financeWomen’s economic empowerment
Opening doors to opportunity and independence.
Explore our workClimate and green finance
Investing in a more resilient future.
Explore climate finance
Agricultural finance
Helping rural livelihoods grow.
Explore agricultureFinancial inclusion and capital markets
A stronger system. A wider circle of opportunity.
Explore financial inclusionOur work, through people’s lives
Explore our workThe possibility behind the progress.
See the bigger pictureA more inclusive economy
Our story · FSD EthiopiaA more inclusive economy
starts with people.
Discover the purpose behind FSD Ethiopia’s work.
Ethiopia’s open finance future is closer than it looks
How connected payment systems and responsible data sharing can broaden access to useful financial services.
Read the insight20 July 2026A roadmap for agricultural finance
Explore the national implementation roadmap for a financial system that responds to agricultural livelihoods.
Read the roadmapNational roadmap · 2025–2030Insights and data
Evidence for better decisions.
Account ownership in Ethiopia
Adults age 15+ · Survey years 2014–2024 · Percent
48.8% of adults reported an account in 2024, compared with 21.8% in 2014. Dashed lines connect survey observations; they are not annual estimates.
Source: World Bank · Global Findex
Survey coverage varies by wave. The 2022 survey excluded Tigray, Gambella and Harari; see the methodology below.
About these figures
Account ownership means having an account, individually or jointly, at a bank or another financial institution, or using a mobile money service during the past 12 months. Figures are survey estimates, rounded to one decimal place. The 2022 Ethiopia survey excluded Tigray, Gambella and Harari, approximately 7% of the population. Survey coverage can affect comparisons over time. Read the 2022 survey methodology.
Resource center
Knowledge that moves us forward.
Research, strategies and ideas for a more inclusive financial future.
Showing 6 of 9 publications
3 more to explore
Ideas, conversations and progress
The latest perspectives from a changing financial landscape.
Gender integration as a market systems strategy: advancing women’s financial inclusion
How a market systems approach can address the barriers that shape women’s access to useful financial services.
Read the articleBring your expertise. Shape what’s next.
Work with us to make financial markets work for more people.
Careers
No open deadline verified
The latest published vacancy has closed. Check the official listing for new opportunities and any deadline updates.
Visit current job listingsClosed · 2 October 2026
Internship — Program Support
Three-month assignment supporting programmes and resource mobilisation.
Read job descriptionProcurement and tenders
No open deadline verified
The latest published tenders have closed. Check the official listing for new opportunities and any deadline updates.
Visit procurement listingsClosed · 14 October 2026
Strengthening investor relations capacity
Consultancy for listed, OTC-traded and prospective public companies.
Read terms of referenceClosed · 16 October 2026
Website redesign and redevelopment
A modern, accessible digital platform for FSD Ethiopia.
Read terms of referenceListing status checked on 17 October 2026. Application requirements and any extensions are published on FSD Ethiopia’s official opportunities pages.
Explore an opportunity
- 1Check the current listing
Find the latest notices on the official website.
- 2Read the requirements
Review the role description or terms of reference.
- 3Follow the notice
Use its published application route and deadline.
Stronger, together.
Supported by committed partners.
Connected through a shared purpose.
Part of the FSD Network
Sharing learning and building more inclusive financial systems across Africa.
Explore the networkA fresh perspective. Straight to your inbox.
Research, ideas and progress from Ethiopia’s financial landscape. Stay connected to the work shaping a more inclusive future.
From the newsletter archive
Ideas that turn into opportunity.
Capital market learning, women’s financial inclusion and emerging insurtech ideas.
Read the February–March 2024 issueLet’s move the conversation forward
Have a question, an idea or an opportunity to collaborate? Get in touch.
Visit our office6th Floor, Giant Eagle Building, Mexico Square, Roosevelt St, next to Sudan Embassy, Addis Ababa, Ethiopia
Call us+251 9 93969696
Write to uscomms@fsdethiopia.org
Office hoursMonday–Friday, 8:30–17:00 · Saturday and Sunday closed
Find us in Addis Ababa
Mexico SquareGiant Eagle Building, Mexico Square · FSD Ethiopia’s published office location.
Open Google Maps